7 – 8 AM

Conference Registration

7 – 8 AM

Continental Breakfast with Exhibitors

8 – 8:10 AM

Opening and Welcome
Ken Raskin, Partner, King & Spalding and Chair of the PSCA Board of Directors

8:10 – 8:30 AM

Welcome Remarks
Jack Towarnicky, PSCA Executive Director

8:30 – 9:20 AM

Behavioral Insights for Decumulation in Retirement
Suzanne B. Shu, PhD, Associate Professor of Marketing, UCLA Anderson School of Management
Want to help your participants make better retirement income decisions? Which behavioral interventions and messages do (and do not) improve decisions and overall engagement? Behavioral science offers some intriguing solutions – as Professor Shu describes how the framing of life expectation questions, individual differences in patience and loss aversion, and personal beliefs about perceived fairness of annuities and/or ownership of SSA contributions all provide important psychological inputs to retirees’ decisions. Brought to you by PIMCO

9:20 – 10:15 AM

Washington Update: Is Washington Still Snarled in a Traffic Jam?
Moderator: Stephen W. McCaffrey, Senior Counsel, National Grid USA Service Company, Inc.
Will Hansen, Chief Government Affairs Officer, American Retirement Association
David Levine, Principal, Groom Law Group Chartered
Brigen Winters, Principal, Groom Law Group Chartered
Amid the partisan “traffic jam” in Washington, DC over government spending, immigration policy and other issues, the new political landscape could nevertheless change the retirement policy dynamic, with a real possibility of significant reforms over the next two years. Get the inside scoop on where things stand, and where they’re going.

10:15 – 10:45 AM

Networking Break, Sponsored by Mass Mutual

10:45 – 11:35 AM

Breakout Workshops

Breakout A1

Building Your Own Financial Wellness Program – A Hands-On Tutorial FOR PLAN SPONSORS ONLY
Kelley Long, CPA/PFS, CFP®, Senior Financial Planner, Financial Finesse, Inc.
Whether you’re looking for resources to tackle a specific workforce issue or you’re hoping to create a comprehensive program from scratch, this financial wellness workshop will leave you equipped with the tools and resources to do so.

This session is for plan sponsors only, and limited seating (first come, first served) requires pre-registration. Contact tdavis@usaretirement.org at PSCA to pre-register.

Breakout A2

DC Plan Investment Line-Up Simplification
Moderator: Sarah Parker, AIF®, Senior Managing Director, Institutional Consulting Group, Clearstead
Brandon Diersch, Group Portfolio Manager, Microsoft Corporation
Renee Gallagher, Vice President Institutional Services, Comerica Bank
Dennis M. Scarpa, CFA, Consultant & Research Analyst, Fiduciary Investment Advisors, LLC
Does your plan investment menu need to go on a diet? We’ll discuss the reasons for menu simplification, as well as how to address fiduciary considerations (safe harbors and risk mitigation), participant concerns (diversification, risk vs. return considerations, active vs. passive management and low cost investing) and behavioral considerations (automaticity, choice overload, inertia, and naive diversification).

Breakout A3

Retirement Investing at the Summit
Philipp Meyer-Brauns PhD, Senior Researcher, Dimensional Fund Advisors
Jittery markets keeping you up at night? Come join Philipp Meyer-Brauns as he discusses investing during times of volatility, the historic volatility in markets, questions the ability to predict downturns, and provides a basis for how plans and their participants should approach default investing.

Breakout A4

Best Practices in Providing Cybersecurity
Joe Adams, Partner, Winston & Strawn
Amy Gordon, Partner, Winston & Strawn
Wendy Carter, Defined Contribution Director, Segal Consulting
Increasingly, your employee benefit plans face significant cybersecurity threats and, considering the significant amount of assets involved, the consequences of even a single attack can be devastating. This session will describe the latest security standards, recent administrative guidance, and the latest product offering designed to address these risks.

11:35 AM – 12:35 PM

Lunch and Lifetime Achievement Award sponsored by Dimensional Fund Advisors

12:45 – 1:35 PM

Breakout Workshops

Breakout B1

Improving Retirement Security for Women: Possibilities & Policy Solutions
Cindy Hounsell JD, President, Women’s Institute for A Secure Retirement (WISER®)
This session will focus on various challenges women face in securing retirement income due to the changing nature of retirement plans and longevity risks and family caregiving issues. We will explore as well as creative solutions based on legislative or regulatory proposals, product innovation, and the need for retirement education.

Breakout B2

Managing Up the C-Suite: Design, Process, Governance and More
Jack Towarnicky, Executive Direction, PSCA
Ira Finn, Director, Compensation and Benefits, Ryan Specialty Group
If you are the “CEO” of the benefits function at your firm, chances are that you inherited your predecessor’s strategies, designs, processes, governance and mistakes. Ira Finn and Jack Towarnicky will share their combined 50+ years of plan sponsor leadership experience – successes and failures, their techniques for managing-up the C-Suite regarding plan design, process, governance and more.

Breakout B3

Healthcare Costs Ate Our 401(k) Contributions
Rocke D. Blair, National Practice Leader, Sheridan Road Human Capital Institute, LLC
William Lloyd, MD, FACS; Health Director, Transamerica Advanced Markets Group
Employees are contributing an ever greater percentage of their incomes to healthcare related expenses, which combined with other household expenses, limits retirement funding at appropriate levels to mitigate the aging workforce syndrome (AWS). Explore the impact of healthcare on today’s workforce along with best practices you can adopt to combat rising costs.

1:45 – 2:35 PM

Breakout Workshops

Breakout C1

Retirement Income: From Theory to Practice
Moderator: Jody Strakosch, Principal, Strakosch Retirement Strategies, LLC
Dr. Zvi Bodie, Boston University Professor Emeritus and Author
Michael Sasso, Partner and Co-Founder, Portfolio Evaluations Inc.
Louis Belluci, Associate Director, U.S. Equity Indices, Standard and Poors Dow Jones Indices
In this wide-ranging discussion, an expert panel will introduce the basics of lifecycle finance and how it impacts defined contribution plan design and investment construction, as well as best-in-class plan design, recent trends with respect to retirement income from both a plan sponsor and regulatory perspective, and how to measure and evaluate next generation default investments.

Breakout C2

Financial Perspectives on Aging and Retirement Across the Generations
Carol Bogosian, ASA President, CAB Consulting
Anna Rappaport, FSA, MAAA President, Anna Rappaport Consulting
Fascinating insights from the Society of Actuaries’ Aging and Retirement Strategic Research Program on the unique concerns each generation faces with respect to financial security, retirement planning, and living in retirement for those who have reached full retirement, with an in-depth look into the unique challenges of the Millennial generation.

Breakout C3

Helping Your Workers with the Financial and Emotional Aspects of Deciding When to Retire
Marc Howell, FSA, EA, Vice President – Custom Retirement Solutions, Prudential Retirement
Patti Rowey, Vice President, Transamerica Center for Retirement Studies
Learn how data analytics can proactively identify issues at the workforce / sponsor level and then drive retirement and financial wellness solutions that help alleviate the increased costs for those who delay retirement.

2:35 – 3:05 PM

Networking Break, Sponsored by AIG Retirement Services

3:05 – 3:55 PM

Breakout Workshops

Breakout D1

Tips and Strategies for Successful IRS and DOL Plan Audits
Brian Tiemann, Partner, McDermott, Will & Emery, LLP
Has your plan been selected for an audit by the Internal Revenue Service (IRS) or Department of Labor (DOL)? We’ll provide an overview on what to expect, as well as tips and strategies to complete the audit quickly and successfully. If you have not been selected for an audit, we will share tips to proactively self-audit common errors.

Breakout D2

Defined Contribution Myths – What Does Behavioral Economics Say?
Warren Cormier, Executive Director, DCIIA Retirement Research Center
One of the industry’s leading researchers examines some popular thinking – and some common myths – around defined contribution plans and review the support (or lack thereof) provided by behavioral economics, and how plan sponsors can use behavioral finance ideas to shape your retirement plan.

Breakout D3

Student Loan Developments for 401(k) Plans
Jeffrey M. Holdvogt, Partner, McDermott Will & Emery LLP
David N. Levine, Principal, Groom Law Group, Chartered
Last year, the IRS released a private letter ruling which confirmed that, under certain circumstances, plan sponsors may be able to link employer contributions under a 401(k) retirement plan to student loan repayments made by the employee. Find out what this means for you and your plan, and the critical issues that should be considered before proceeding with a student loan repayment benefit program.

4:05 – 5:00 PM

Signature Awards Presentation

5 – 6:30 PM

Reception with Exhibitors

7 – 8 AM

Continental Breakfast with Exhibitors

8 – 8:10 AM

Welcome and Announcements
Ken Raskin, Partner, King & Spalding and Chair of the PSCA Board of Directors

8:10 – 9 AM

The HSA – America’s Ultimate Retirement Savings Tool?
Peter J. Kapinos, Vice President, Head of Advisor, Sponsor and Investment Marketing, Empower Retirement
Jack Towarnicky, Executive Director, PSCA
Fifteen years of experience shows that HSA-capable coverage options concurrently reduce current year medical expenses while providing workers a tax-preferred savings option they can’t get anywhere else. Data fresh from PSCA’s brand new HSA survey confirms why more plan sponsors are offering this valuable tool.

9:10 – 10 AM

Breakout Workshops

Breakout E1

Ask the Experts ERISA Attorney Panel
Adam Greetis, Partner, Seyfarth Shaw LLP
Stephen McCaffrey, Senior Counsel, National Grid USA Service Company, Inc.
M. Ellen Mondress, Member, Mondress Monaco Parr Lockwood PLLC
Who said compliance is boring? Back by popular demand – bring your burning (or simmering) compliance questions and toss them to our panel of esteemed ERISA attorneys. Moderated by former PSCA Board Chair and funny man Steve McCaffrey – all topics are on the table and all questions welcome.

Breakout E2

Target Date Funds: Should We be Satisfied with What We Have?
Ronald J. Surz, President, Target Date Solutions, CIO GlidePath Wealth Management
Neil Lloyd, Partner, Head US DC & Financial Wellness Research, Mercer
Growth in the target date fund market has been extremely impressive, and within that a limited number of providers dominate the market. But is the “wisdom of the herd” serving to stifle default fund innovations. In this session, Ron and Neil will discuss some potential innovations that should be considered, including personalization versus customization, the role for model portfolios, glidepath designs, and integration with post-retirement solutions.

Breakout E3

HSA – Retirement Superhero in Disguise
Moderator: Karin M. Rettger, AIF®, MBA, President, Principal Resource Group
Mercedes Ikard, Director, Retirement Planning, Atrium Health
Kenneth Forsythe, Head of Product Strategy & Development, Empower Retirement
Matthew Renfro, Chief Product & Innovation Officer, Optum Financial Services
Karin M. Rettger, AIF®, MBA, President, Principal Resource Group
Because of their unmatched tax benefits, could Health Savings Accounts (HSAs) be super-heroes in disguise? Much has been written recently of HSAs and the growing trend to view them as long-term savings accounts to cover medical expenses in retirement. This session will cover trends in product offerings, techniques and lessons learned in positioning HSAs as long-term savings accounts and why health care integration shouldn’t be abandoned in the quest to fully deploy HSAs as the super-heroes they are destined to be.

10 – 10:30 AM

Networking Break Sponsored by Wells Fargo

10:30 – 11:20 AM

Breakout Workshops

Breakout F1

Don’t Let Your Merger Malfunction Your Benefits!
Matthew Maier, Vice President – Senior Consultant, Lockton Companies
Bruce J. McNeil, Partner, Benefits, Tax and Private Client Practice Group, Stoel Rives LLP
Generally, corporate mergers and acquisitions are not driven by employee benefit matters – but they can have an enormous impact on employee benefit liabilities – and on your role as plan sponsor. Tips on avoiding benefit collisions from a merger.

Breakout F2

Hold the Presses!: What Are They Thinking? 
Moderator: Nevin Adams, Chief Content Officer, American Retirement Association
Patty Kujawa, Freelance Writer, PK Communications
Mark Miller, Columnist, WealthManagement.com and Reuters
Rebecca Moore, Managing Editor, PLANSPONSOR.com
It’s your chance to turn the tables on some of the industry’s leading journalists – to hear the questions – and answers – that don’t make it to “print”, to hear what they hear from your peers (and participants) – and to ask THEM the questions you wish they WOULD ask.

In this interactive and engaging session Nevin Adams, Chief Content Officer of the American Retirement Association, will lead a discussion of leading industry journalists to discuss these – and other – questions.  You’ll gain insights that can help your communication programs and education efforts, while bringing better engagement and a stronger appreciation for your benefit programs.  And it’ll be fun, besides!

Breakout F3

Dear Prudence:  Mitigating Litigation Risks for Plan Fiduciaries
David Tetrick, Partner, King & Spalding
Those who say, “It’s not personal, it’s business” have never served as a retirement plan fiduciary. ERISA litigation usually involves reexamining, in excruciating detail, the fiduciaries’ decisions, and it always carries the risk of personal liability. We’ll discuss the lessons learned from recent fiduciary litigation cases and best practices for minimizing fiduciary risk.

Breakout F4

Mind Over Money: How Plan Design & Participant Communications Can Shape Better Employee Financial Behaviors
Kelley Long CPA/PFS, CFP®, Senior Financial Planner, Financial Finesse
Allison Winge, Practice Leader, Executive Vice President, Plexus Financial Services, LLC
If your employees are under-saving for retirement, are you sure that your retirement plan communications aren’t part of the problem? Learn how behavioral finance is being used in retirement plan design, enrollment, participation, investment selection and even to prevent plan leakage and how you can tweak your communications to best serve plan participants.

11:20 AM – 12:35 PM

Lunch, Announcement of the Best in Show Signature Award Winner
Sponsored by ADP

12:35 – 1:50 PM

PLAN SPONSOR ROUNDTABLES

FOR PLAN SPONSORS ONLY: In these dynamic and highly-regarded sessions, you’ll have an opportunity to discuss your pressing issues, questions, and suggestions with your peers, with no providers in attendance.

Small Company Roundtable (1-999 Employees)
Moderator: Robin Hope, Director, Human Resources, Landmark Structures I, LP
Adam Greetis, Partner, Seyfarth Shaw LLP

Mid-Size Company Roundtable (1,000-9,999 Employees)
Moderator: Ira Finn, Director, Compensation and Benefits, Ryan Specialty Group
M. Ellen Mondress, Member, Mondress Monaco Parr Lockwood PLLC

Large Company Roundtable (10,000+ Employees)
Moderator: Stephen McCaffrey, Senior Counsel, National Grid USA Service Company, Inc.

1:50 – 2:05 PM

Networking Break

2:05 – 3 PM

FINAL GENERAL SESSION IN AUDUBON
Alternative Realities: Possible Futures for the 401(k) and The Impact on America’s Retirements
Jack VanDerhei, Research Director, Employee Benefit Research Institute
In recent years, we have seen proposals regarding the future of 401(k) plans running the gamut from a complete elimination to an employer mandate, as well as intermediate steps that assume current levels of coverage but changes in plan design with increasing utilization of automatic features.

Jack VanDerhei, walks through the impact of these scenarios and what it could mean for retirement plans – and your plans for retirement – in terms of coverage, asset growth and impact on retirement income adequacy by age, income, gender and marital status and relative longevity.

3 PM

Conference Adjourns

3:15 – 6:15 PM

Certified Plan Sponsor Professional (CPSP) Credential Bootcamp

6:15 – 7:15 PM

Bootcamp Reception

9 AM – 12 PM

Certified Plan Sponsor Professional (CPSP) Credential Exam